Compare Schengen Travel Insurance from Kenya
Schengen travel insurance is required for most Kenyan travellers visiting Schengen-area countries. Compare available cover from participating insurers and request a personalised quotation through CoverIQ.
Travel insurance from participating insurers
Compare available travel insurance options from participating insurers and approved travel partners.
What is Schengen travel insurance?
Schengen travel insurance is designed for travellers visiting Schengen-area countries. It typically includes medical expense cover, emergency assistance and other travel benefits. For Kenyan travellers, Schengen travel insurance is often required when applying for a Schengen visa.
CoverIQ helps you compare available Schengen travel insurance options from participating insurers and request a personalised quotation based on your destination, trip duration and traveller details.
Schengen countries and travel zones
The Schengen area includes many European countries that have abolished border controls between them. Common Schengen destinations include:
- France
- Germany
- Italy
- Spain
- Netherlands
- Belgium
- Switzerland
- Sweden
- Norway
- Denmark
- Finland
- Poland
- Portugal
- Greece
- Austria
- Czech Republic
- Hungary
- Iceland
- Luxembourg
- Malta
- Croatia
- Romania
- Bulgaria
- Estonia
- Latvia
- Lithuania
- Slovakia
- Slovenia
Some European countries are not part of the Schengen area. If you are visiting both Schengen and non-Schengen European countries, you may need wider European or worldwide cover. Confirm your specific destinations during quotation.
What to compare
When comparing Schengen travel insurance, consider:
- Medical expense limit
- Emergency assistance services
- Medical evacuation and repatriation
- Trip duration limits
- Traveller age eligibility
- Pre-existing condition terms
- Exclusions and waiting periods
- Deductibles or co-payments
- Territorial coverage
- Claims and assistance contacts
Medical and emergency assistance
Medical treatment in Schengen countries can be expensive. Look for a plan with a medical expense limit that meets both your needs and any visa requirements. Emergency assistance services, including medical evacuation and repatriation, are important considerations.
Confirm the specific benefits, limits and exclusions of each plan during quotation, as these vary by insurer and product.
Visa documents and travel insurance
Schengen visa applicants are generally required to show travel insurance that meets minimum cover requirements. The relevant embassy or consulate sets the visa requirements and makes the visa decision.
CoverIQ does not guarantee visa approval. We help you compare and request travel insurance quotations. Always confirm current visa requirements with the relevant embassy or consulate before applying.
Available verified Schengen travel products
| Insurer | Plan | Medical Expense Limit | Territorial Cover |
|---|---|---|---|
| AAR Insurance | Europe Basic | $65,000.00 | Schengen / Europe |
| AAR Insurance | Europe Plus | $80,000.00 | Schengen / Europe |
| AAR Insurance | Worldwide Basic | $125,000.00 | Worldwide excl. USA / Canada / Japan / Australia |
| AAR Insurance | Worldwide Plus | $200,000.00 | Worldwide incl. USA / Canada / Japan / Australia |
| Britam General Insurance | Gold | $200,000.00 | Worldwide incl. USA / Canada / Japan / Australia |
| Britam General Insurance | Schengen | $100,000.00 | Schengen / Europe |
| APA Insurance | Platinum | Confirm during quotation | Worldwide incl. USA / Canada / Japan / Australia |
| APA Insurance | Diamond | Confirm during quotation | Worldwide incl. USA / Canada / Japan / Australia |
| APA Insurance | Gold | Confirm during quotation | Worldwide incl. USA / Canada / Japan / Australia |
| APA Insurance | Silver | Confirm during quotation | Worldwide incl. USA / Canada / Japan / Australia |
| APA Insurance | Basic | Confirm during quotation | Worldwide incl. USA / Canada / Japan / Australia |
| APA Insurance | Students (up to 30 years) | Confirm during quotation | Worldwide incl. USA / Canada / Japan / Australia |
| APA Insurance | Seniors 70–79 | Confirm during quotation | Worldwide incl. USA / Canada / Japan / Australia |
| Old Mutual General Insurance | Business | $300,000.00 | Worldwide incl. USA / Canada / Japan / Australia |
| Old Mutual General Insurance | Holiday | $200,000.00 | Worldwide incl. USA / Canada / Japan / Australia |
| Old Mutual General Insurance | Schengen | $80,000.00 | Schengen / Europe |
Premiums are calculated in the quotation wizard based on your trip duration, traveller ages and selected options. Start a quotation to see available premiums.
How CoverIQ works
CoverIQ compares travel insurance options from participating insurers in three steps:
- Select your Schengen destination and travel dates
- Enter traveller details and trip activities
- Compare available quotations from participating insurers
You can also ask a CoverIQ adviser for assistance on WhatsApp if you need help understanding the options.
Frequently asked questions
Explore more travel insurance options
Ready to compare Schengen travel insurance?
Start a quotation to compare available Schengen travel insurance options from participating insurers, or ask a CoverIQ adviser for assistance.



