Compare Schengen Travel Insurance from Kenya

Schengen travel insurance is required for most Kenyan travellers visiting Schengen-area countries. Compare available cover from participating insurers and request a personalised quotation through CoverIQ.

Travel insurance from participating insurers

Compare available travel insurance options from participating insurers and approved travel partners.

What is Schengen travel insurance?

Schengen travel insurance is designed for travellers visiting Schengen-area countries. It typically includes medical expense cover, emergency assistance and other travel benefits. For Kenyan travellers, Schengen travel insurance is often required when applying for a Schengen visa.

CoverIQ helps you compare available Schengen travel insurance options from participating insurers and request a personalised quotation based on your destination, trip duration and traveller details.

Schengen countries and travel zones

The Schengen area includes many European countries that have abolished border controls between them. Common Schengen destinations include:

  • France
  • Germany
  • Italy
  • Spain
  • Netherlands
  • Belgium
  • Switzerland
  • Sweden
  • Norway
  • Denmark
  • Finland
  • Poland
  • Portugal
  • Greece
  • Austria
  • Czech Republic
  • Hungary
  • Iceland
  • Luxembourg
  • Malta
  • Croatia
  • Romania
  • Bulgaria
  • Estonia
  • Latvia
  • Lithuania
  • Slovakia
  • Slovenia

Some European countries are not part of the Schengen area. If you are visiting both Schengen and non-Schengen European countries, you may need wider European or worldwide cover. Confirm your specific destinations during quotation.

What to compare

When comparing Schengen travel insurance, consider:

  • Medical expense limit
  • Emergency assistance services
  • Medical evacuation and repatriation
  • Trip duration limits
  • Traveller age eligibility
  • Pre-existing condition terms
  • Exclusions and waiting periods
  • Deductibles or co-payments
  • Territorial coverage
  • Claims and assistance contacts

Medical and emergency assistance

Medical treatment in Schengen countries can be expensive. Look for a plan with a medical expense limit that meets both your needs and any visa requirements. Emergency assistance services, including medical evacuation and repatriation, are important considerations.

Confirm the specific benefits, limits and exclusions of each plan during quotation, as these vary by insurer and product.

Visa documents and travel insurance

Schengen visa applicants are generally required to show travel insurance that meets minimum cover requirements. The relevant embassy or consulate sets the visa requirements and makes the visa decision.

CoverIQ does not guarantee visa approval. We help you compare and request travel insurance quotations. Always confirm current visa requirements with the relevant embassy or consulate before applying.

Available verified Schengen travel products

InsurerPlanMedical Expense LimitTerritorial Cover
AAR InsuranceEurope Basic$65,000.00Schengen / Europe
AAR InsuranceEurope Plus$80,000.00Schengen / Europe
AAR InsuranceWorldwide Basic$125,000.00Worldwide excl. USA / Canada / Japan / Australia
AAR InsuranceWorldwide Plus$200,000.00Worldwide incl. USA / Canada / Japan / Australia
Britam General InsuranceGold$200,000.00Worldwide incl. USA / Canada / Japan / Australia
Britam General InsuranceSchengen$100,000.00Schengen / Europe
APA InsurancePlatinumConfirm during quotationWorldwide incl. USA / Canada / Japan / Australia
APA InsuranceDiamondConfirm during quotationWorldwide incl. USA / Canada / Japan / Australia
APA InsuranceGoldConfirm during quotationWorldwide incl. USA / Canada / Japan / Australia
APA InsuranceSilverConfirm during quotationWorldwide incl. USA / Canada / Japan / Australia
APA InsuranceBasicConfirm during quotationWorldwide incl. USA / Canada / Japan / Australia
APA InsuranceStudents (up to 30 years)Confirm during quotationWorldwide incl. USA / Canada / Japan / Australia
APA InsuranceSeniors 70–79Confirm during quotationWorldwide incl. USA / Canada / Japan / Australia
Old Mutual General InsuranceBusiness$300,000.00Worldwide incl. USA / Canada / Japan / Australia
Old Mutual General InsuranceHoliday$200,000.00Worldwide incl. USA / Canada / Japan / Australia
Old Mutual General InsuranceSchengen$80,000.00Schengen / Europe

Premiums are calculated in the quotation wizard based on your trip duration, traveller ages and selected options. Start a quotation to see available premiums.

How CoverIQ works

CoverIQ compares travel insurance options from participating insurers in three steps:

  • Select your Schengen destination and travel dates
  • Enter traveller details and trip activities
  • Compare available quotations from participating insurers

You can also ask a CoverIQ adviser for assistance on WhatsApp if you need help understanding the options.

Frequently asked questions

Ready to compare Schengen travel insurance?

Start a quotation to compare available Schengen travel insurance options from participating insurers, or ask a CoverIQ adviser for assistance.

Chat with an Advisor